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Thanks for making it easy to find the cheapest renters insurance. Knowing our stuff is always protected gives me peace of mind.

Matt and Bethany, Charleston SC

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CHEAP STUDENT HOUSING

Cheap student housing is an important thing to consider when moving away from home to attend college. Regardless of whether you are looking for an off campus shared townhouse with some fellow students or are looking to crash in the on campus dorms, price is one of the most important factors. After all, student life is all about budgeting - the cheaper your cheap student housing is, the more money you have to spend on books, groceries and a beer here and there....

Student Housing Renters Insurance

Because you are on a tight budget, it is also important to protect your finances by opting for renters insurance. After all, one of the things that college is famous for is its unpredictability. All night study sessions, random weekend road trips away from the school and surprise toga parties that last until sunrise are all part of the college curriculum. While this can be exciting and challenging, it can also bring devastating consequences if you are struck with a disaster or serious accident and left with nothing.

Renters insurance can cover you for a number of disasters or unexpected accidents, including serious injury, weather damage, earthquake, landslide, tornado and other natural disaster damage, fire, smoke from a fire, electrical damage, water damage, theft and vandalism. When looking into cheap student housing, be sure to also check out the deals, discounts and policy options on renters insurance for students.

Cheap Renters Insurance Discounts

Cheap student housing comes in all shapes and sizes. You may be looking for a house off campus so you can escape the college world once and a while. If so, then location is an important factor. You want to be close enough to the school that you are not commuting for hours each day. Check to see if your off-campus condo is close to a bus route or main road to the college. You also want to be sure that you are living in a relatively safe area. It can be stressful enough coming home to a pile of homework without realizing that your condominium has been broken into and your computer stolen.

Furthermore, if you are living in any type of complex, such as an apartment or a loft, you also have to consider what the other tenants are up to. You may be responsible and always lock the gate, turn off the burners and shut off the taps after a shower, but will your neighbors do the same? If not, you could be looking at water damage, fire damage or smoke damage throughout your apartment. Cheap student housing is important but protecting your personal belongings is also a valid thing to look in to.

If you are looking at cheap student housing on campus, then you are most likely checking out the different dorms and cluster housing options. Cheap student housing on campus can also come with cheap grocery bills as well as cheap transportation costs. After all, in most instances, you are within walking distance of your classes, of the library, of the bars and of the cafeterias. However, to save some money, you may want to invest in a hot plate for your dorm and stock up that bar fridge with actual food rather than beer. This will help you save a small fortune on take away and eating out expenses each week. Keep in mind, however, that with a hot plate also comes a fire hazard so be sure to invest in renters insurance as well.

Compare Cheap Student Rental Insurance

Fortunately, cheap student housing renters insurance does exist. In fact, for as little as $10 per month, you could be fully insured against life unexpected disasters. You can opt for a plan that includes contents insurance, loss of use coverage as well as physical liability protection to fully insure against any damage to your contents, to your housing unit and to yourself or guests in your home.

When looking into cheap student housing online, it is a good idea to also do a quick search of student renters insurance. Five minutes is all it takes to find a cheap premium on a policy that will cover your contents, your housing and protect your financial future. With an online search of cheap renters insurance for student housing, you will have instant access to a number of providers in your area as well as their best student housing discounts. If you are ever faced with an accident or serious disaster, then you basically have three options. One, you can call up the Bank of Mom and Dad and ask for a loan from your family. Two, you can go into debt and be paying for the accident until you are a senior citizen. Or, three, you can invest in renters insurance and be without this added financial stress to begin with.