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What People Are Saying

Thanks for making it easy to find the cheapest renters insurance. Knowing our stuff is always protected gives me peace of mind.

Matt and Bethany, Charleston SC

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Direct renters insurance covering your house, condominium, townhouse, or loft is immediately available. When you're in a rush to get into that new rental space, you may neglect to put direct renters insurance on your list. But, if you forget to do it, this may turn out to be a bad experience in the long-run. When personal property losses occur, individuals who rent are faced with financial burdens they didn't anticipate. Push these financial burdens to the wall and force their hand. You can win this fight with direct renters insurance coverage.

Direct Renters Insurance-Personal Property Inventory & Documentation

When you set about the process of obtaining rental coverage, the first thing you need to do is make an inventory of your personal belongings. This will help you in several ways. It will allow you to: determine the amount of coverage you need when you speak to an agent; more easily file a claim when loss occurs; and, be able to property identify stolen property after a robbery.

To do a personal property inventory, you need simply get an Excel spreadsheet in which you detail your items and list the approximate value of each. Then, total up the amount of personal property you have. The low-tech way to do this is to just grab a pen and legal pad; then make your list.

If you rent a home, condominium, or apartment, you need to do this at the early stages so that you put your policy in place before any potential losses occur. Go direct today and get rental insurance.

Small family in a new flat? Divorced mother in a little bungalow? Senior citizen in retirement? College student living off campus? Whatever your situation, we've got the coverage you demand at a monthly premium you can afford.

When you set out to file a claim, you need proof of loss to receive reimbursement from your direct renters insurance provider. There are three ways to do this. We recommend a combination of all three methods to achieve the greatest result (i.e. claim processing and approval). You should do a written documentation of your losses explaining what was damaged or lost to your direct renters insurance company.

You should also do video documentation of the losses. This will add even greater value to your direct renters insurance claim. And, photographic documentation should be used either in addition to, or in lieu of video documentation. Use whichever you feel most comfortable with and whichever will strengthen your insurance claim most.

Direct Renters Insurance-Advice

When you purchase direct renters insurance, you are covered against certain events, such as: fire, theft, water main break, electrical surge, lightning damage, and vandalism. However, you are not given the necessary tools to help you cope, for instance, with noisy neighbors. We'd like to offer you some helpful hints on ways to deal with this pesky problem.

You don't want to start off with a bad attitude in the new neighborhood, but you also don't want to be the one sitting up at 3 a.m. with the music upstairs forcing you out of a sound sleep. Now, you can take the forceful approach and go to the neighbors and speak one-on-one with them. But, we don't recommend this unless absolutely necessary.

What we do recommend, however, is purchasing white noise devices like fans or heaters which will forestall the outside noise. Also, consider using quiet ambient music with wildlife sounds or gentle water sounds to help block out noise.

Additionally, when you move in, consider hanging wall tapestries, cork boards, heavy drapes, and other thick accoutrements to help block out noise.

In the last section of this info piece, we will give you some fast facts to consider when purchasing direct renters insurance.

Direct Renters Insurance: Facts

With renters insurance, you can face facts. You can understand the inherent risks of personal property loss that are associated with renting. If you understand this, then you know that going to a direct source of protection can save you money when you have a problem. Renters insurance is not a panacea that will cure all potential wounds in life, but it will be like a serious band-aid to help you heal after a personal property loss.

Purchase direct renters insurance now and save a bundle on it. We've got free insurance quotes for you. We've got more advice and tips for you. We've got the nation's very best providers standing by to answer your questions. Whatever you need with respect to renters insurance, you can come to us in a direct way and get what you need. The journey from you to us just got considerably shorter. By visiting us online here, you have made the first step. Now, let us take up the task of ushering you into the brave new world of renting with the security only a rental policy provides.