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STORM DAMAGE CHECKLIST

Has your rental property been damaged by a storm? If so, then you are still responsible for having a look around and seeing what damage has been done. Even though you may not be responsible for the structural damage to your property, it is still a good idea to look through and see what damage has been done. Report your findings to your landlord, property manager or insurance company.

It can be hard going through a house that has been hit quite badly and looking for damage, and at the same time it can help you to appreciate the family evacuation plan you had in place that kept everyone safe. This is why it is a good idea to start a checklist. Write a list of all the items and all the areas in each part of the house. Then go through and write down "yes," or "no" to determine what has been damaged. This can help you see the big picture and help you determine how bad the damage really is.

Interior Damage Checklist

Start on the inside and check to see what contents you have that have been damaged. You may want to take pictures of any contents that have been ruined as you will need to put in a claim with your insurance provider for these items if you have renters insurance. Once you have looked over all your items, have a look to see what damage there is to the flooring, the foundation and the walls.

If you notice any wet patches inside, then this could emerge into a bigger problem as often wet patches will lead to a mould infestation. Make sure you point out any areas that look damaged or wet to your landlord so that he can add this to his insurance claim.

Some of the areas to think about when looking to damage on the inside include the carpets in each room as well as the walls, the furniture, the appliances, any plugs or electrical outlets, windows, doors, ceiling cracks and balcony damage. Some of the most common contents to be destroyed due to storm damage include furniture, carpets and area rugs as well as paintings that may have been attached to a leaky wall. However, anything left on the ground or in an area where the roof leaked can result in storm damage and the need to put in an insurance claim.

Checking for Damage Outside

Outside of your property it is also important that you look for storm damage and other damage that heavy rain, destructive winds and unpredictable hail can cause. Start with the roof. Once the storm has stopped and the sun has come out, head onto your roof and check for lose shingles, cracks and other signs of damage. Report all damage to your landlord.

Check the gutters as well to see if any have areas have come lose which is also quite a common problem. You should also check to see if there have been any fallen branches or trees on your property. In many instances, after a storm the outside area of your house will look awful with debris, leaves and branches everywhere. If you are lucky this cleanup will only take a few hours and there won't be any real damage to the house. However, you never know until you perform a look around and check every corner of the property.

Your landlord will most likely head over to your house and look at the damage as well. After all, he is responsible for placing the insurance claim for any structural damage. Be a good tenant and have a list of items for him to check. A storm damage checklist can be helpful for both you and for your landlord.

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