Get free, no obligation quotes from multiple providers

State Farm Insurance Allstate Insurance Farmers Insurance American Family Insurance Unitrin Insurance Travelers Insurance

University of North Carolina at Charlotte Off Campus Housing

University of North Carolina at Charlotte off campus housing living is going to be a lot different from residence hall living. If you are sure you are ready to make the move to renting an off campus housing apartment in Charlotte, you need to be ready for all the changes that this move will entail. The first thing to prepare for your off campus housing move is a budget.

What to Expect when Renting

If you have spent a few years at the University of North Carolina at Charlotte living in residence halls, then a move to a NC apartment will not be a tremendous adjustment for you. After all, you may be familiar with what it is like to live away from home, away from your family and away from you hometown friends. You know there are plenty of opportunities to visit during breaks at University of North Carolina at Charlotte.

In the meantime, you know that while you work on your degree, you get to enjoy all the things that make living away from home at University of North Carolina at Charlotte as fun and enjoyable as it can be. In fact, any time spent in residence halls has probably helped you to forge friendships and allowed you to pursue studies together with extracurricular activities in a more efficient manner. Now that you have adjusted to college life in NC, moving to an off campus housing apartment will not be a big change.

At least, it will not be hard to change from University of North Carolina at Charlotte residence hall living to University of North Carolina at Charlotte off campus housing when it comes to being adjusted to a social and academic lifestyle. What might make the switch to UNC Charlotte off campus housing a time of adjustment is discovering just how much renting an actual apartment costs. Since there are more than enough University of North Carolina at Charlotte students who have successfully lived at UNC Charlotte off campus housing, there is no cause for alarm.

You can certainly manage renting off campus housing, but you need to understand that renting off campus housing involves paying for everything. This is the case whether you rent University of North Carolina at Charlotte off campus housing on your own or share an off campus housing apartment with other University of North Carolina at Charlotte students. The choice to rent alone or with roommates is an important choice to make because of how much sharing a UNC Charlotte off campus housing apartment can impact affordability.

Budgeting for Apartment Living

Apartment rentals will involve some costs before you even move in. Things like security deposits or application fees may be things you need to be financially prepared for before you start doing a UNC Charlotte off campus housing hunt. The actual move to the new apartment in Charlotte can also cost money. Do not think that it only costs money to hire movers as it could cost money for large items which you did not need when living in the residence halls such as furniture or large appliances.

The actual budget to plan for living expenses at the University of North Carolina at Charlotte off campus housing apartment might be a work in progress when you first move in. This is because while you can plan for certain expenses like your share of rent, utilities, groceries and so on there are often more expenses which come up as you get settled in your new home and routine. This is especially true when it comes to facing your first unexpected expenses.

If your car needs a repair or you need to pay a visit to the doctor, it can cost enough to require your month's budget be temporarily adjusted. The same can hold true if the apartment experiences an unexpected event which causes damage to your belongings. If a fire occurred and you were left without a computer to do your term papers on, or you lost valuable clothing, it would most likely be something that would need immediate attention to and this would mean immediate extra money to pay to repair or replace these things.

Since there is no way to know how much something like this would cost, and it is too risky to assume something like this could not happen to you, you need a way to be prepared. The way to prepare your University of North Carolina at Charlotte off campus housing experience is to pay for a predictable renter's insurance payment. For about ten dollars a month your belongings can be insured for up to thousands of dollars. Get your renter's insurance in place before moving to your new home and make sure you are protected against unexpected expenses like these.

Learning Center